Pet Insurance Nj Pre Existing Conditions

Pre existing conditions are significant problems or conditions that your pet has before you enroll him in an insurance program.

Pet insurance nj pre existing conditions. What is a pre existing condition. Cover for your pet s pre existing condition if they have had no symptoms or treatment for 24 continuous months. Pedigree dogs are particularly at risk of developing ongoing medical issues. A pre existing condition is a disease a problem that your pet may be suffering from or showing symptoms of before purchasing an insurance policy.

A pre existing condition is any injury or illnesses that your pet shows symptoms of before coverage begins. Pre existing conditions are not covered by any pet insurance providers. Sometimes cats and dogs suffer an ongoing condition like diabetes cancer or epilepsy. Compare pet insurance quotes.

But those pre existing conditions will be excluded. Pre existing insurance for pets is cover specifically for pets that have a known illness or injury before you take out an insurance policy for them. You can but most standard insurers won t cover any pre existing medical conditions. For instance cancer heart disease arthritis and some other very common pet ailments are considered pre existing conditions.

Unfortunately no pet insurance companies cover pre existing conditions. This is true even if your pet never went to the vet for this condition. You don t need to formally know the name of the condition for it to be considered pre existing. Whether it is a hereditary or congenital condition that is immediately present or an injury sustained as a newborn there is always a chance that your puppy or kitten will have a problem that plagues them for the rest of their life.

But in general it means something that has lead to an illness or injury your. A pre existing condition is any medical issue that developed before you took out your pet s insurance policy. Each insurer may have their own definition of what they mean by a pre existing condition. Get a quote.

You can still get pet insurance with run of the mill pet insurers. You ll need to find a specialist insurer if you want cover for any medical conditions your pet has. No cover is given during the first two years for pre existing conditions a minimum of 4 000 cover for pre existing conditions after the first two years please check policy wording for cover amount. Pets are susceptible to accidents and illnesses from the moment they are born.

Pet insurance providers may define and handle pre existing conditions differently so it depends on the plan. Our policy states that a condition will no longer be considered pre existing if it s cured and free of symptoms and treatments for 180 days with the exception of knee and ligament conditions.